About nine months ago, the insurance world threw a surprise party for many travelers. “Surprise!” the insurers said. “You’re not covered for COVID-19.”

With travel insurance, the best surprise is no surprise. You need to know what you’re getting. But as the pandemic revealed, many policyholders had no idea what they were getting — or, more precisely, what they weren’t getting, which was money back, thanks to this strange new world.

Here are seven things you must know about your next travel insurance purchase. Please don’t shake your head and mutter, “I’m never buying that quackery again” until you finish reading this and know that:

Load comments